It’s true that being a credit card holder adds a lot of ease
and comfort to one’s life when it comes to purchasing goods
using the card, everyone would agree with that. However, a credit card is not just about ease when
it comes to purchasing online. It becomes a big responsibility in the case of online shopping and the buyer has to make sure that online purchasing is done
using safe and secure methods, giving out only the information that is needed.
If you are one of those people who are aware of the importance of staying alert
while shopping online using a credit card, you have come to the right place! Here are
top 10 tips to help you prevent
online credit card fraud.
1. Accessibility:
The first
and
most important thing to avoid identity
theft is to simply keep at a place
where it’s accessible to you only. It depends
on you how
responsible you are with
it because losing it
or keeping it at a
place that is easily
accessible to others could
lead
to the wrong use of the card by others and sometimes it is just
too
late to do anything
about it once the damage has been done.
When making a purchase, remember to never give out your credit card information
to someone you don’t trust or know
well. It has now
become a very common way
of getting
someone’s credit
card information via phone call. To prevent this fraud, only
give out your credit card
information when you have initiated the call. This will help in keeping a track of the sources that
you have given out
the credit
card information to, in
the
case of theft
or fraud.
2. Card Information – Who to
Trust?
3. Logout of
the
System:
A very
common mistake that people make when purchasing online is that they forget to
logout out of the system after using their online account
or any other online portal from which they pay through the card. Always
remember to log out of the system, especially
if you are using a system that you don’t use frequently.
Other than
that, it’s
ideal to make transactions and purchases on your personal system only so
that the information
stays in your system.
4. Different PINs for Different Cards:
If you own multiple credit cards, try to choose different PINS for each.
However, it does get difficult
to
remember all the PINS but helps
in
the long run. Even if one of your credit cards is misused, the others stay
safe due to different security
information.
5. Read the
Terms and Conditions:
When
you are purchasing online, it’s important
to
read all about the platform that you are making the purchase from. It would be a better deal for you to first
ask for reviews
from people on forums or blogs so that if anybody
has
faced some problem with the platform in the past, you can take help with that information and act wisely.
Once you are sure of
the
safety and security
terms
of the platform, you can proceed with providing your credit card information.
While you feel secure in
signing in, do keep
reading the terms and conditions at
every step so that you are
aware of what you are
6. Report Immediately In Case of Loss:
Credit card and its related matters are
very sensitive and you must stay careful and alert
about it at all times.
In case you can’t find your card and you
have
looked everywhere it
could
be,
do not wait anymore and report
to
the respective service
right away so
that they can lock your card
before any damage is done to it or
before it gets to the wrong
hands.
It is wise to notify
your credit card
company
prior travelling so that the company
is notified about your transactions from a different location
and things don’t get out
of hands.
You can find more valuable information on credit card fraud from these links...
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If you have ay query regarding any earing tip. Let me know we will reply